Foreclosure for Sale on Winona St, Panama City, FL 32404

Foreclosures › Florida › Bay › Panama City › Winona St
Bank-owned REO foreclosure property at Winona St, Panama City, FL 32404. 3 bed 2 bath 1,230 sq ft Bay County foreclosure listing.
Foreclosure (REO) Active 4 days on market
Winona St, Panama City, FL 32404
Price TBD
Bay County · Florida
3
Bedrooms
2
Bathrooms
1,230
Sq ft
1978
Year built
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Property details
Listing type Foreclosure
Property type SingleFamily
Bedrooms 3
Bathrooms 2
Living area 1,230 sq ft
Year built 1978
County Bay County
State Florida
ZIP 32404
Days on Market 4 days
Listing ID 66143465
About this property

This Panama City, FL property is a Real Estate-Owned (REO)/post-foreclosure home owned or managed by a bank. All offers are considered; however, the highest and best will most likely be accepted.

📊 Bay County Market · Updated daily
Active Listings
876
Avg. Est. Value
$209,289
Bank-Owned (REO)
63
Pre-Foreclosures
813

558 active foreclosure listings in Panama City, FL.

Browse all Bay County foreclosures →
❓ Frequently Asked Questions
This is a bank-owned (REO) property. The lender has repossessed it after the foreclosure process completed. REO properties are sold as-is but typically allow conventional financing and interior inspections before closing.
Click "View full listing & bid" above to access complete auction details, contact information, and bidding tools through our foreclosure.com partner. You can also work with a licensed real estate attorney or broker familiar with Bay County foreclosures for additional guidance on the purchase process.
There are currently 558 active foreclosure listings in Panama City, FL. Land.net updates foreclosure data daily across all 50 states.
Before buying any foreclosure, research: (1) title history and any liens that may survive the sale, (2) property condition — most foreclosures sell as-is with no repairs, (3) delinquent property taxes which are a senior lien, (4) HOA fees and any delinquent assessments, (5) flood zone status using FEMA maps, and (6) occupancy status — eviction may be required if the property is occupied.
🌊 Flood Zone · FEMA NFHL

Check the official FEMA flood map for this property's flood zone designation and risk level.

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🏦 Mortgage estimate
Est. monthly payment (P&I + tax + insurance)
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📍 Location Map · Panama City, FL Open in Google Maps →
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🏘️ Neighborhood Profile · ZIP 32404 · U.S. Census ACS
Population
40,969
Median Age
38.3 yrs
Households
15,041
Median Household Income
$66,230
Median Home Value
$211,100
Median Rent
$1,259/mo
Owner-Occupied
72% of homes
Vacancy Rate
14% of units
Unemployment Rate
3.8%

~13% of residents hold a bachelor’s degree or higher.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2022)
🏫 Schools · NCES 2024–25
Schools in ZIP 32404
🏫 Elementary
CALLAWAY ELEMENTARY SCHOOL
Grades Pre-K–5·PANAMA CITY ZIP 32404
🏫 Middle
MERRITT BROWN MIDDLE SCHOOL
Grades 6–8·PANAMA CITY ZIP 32404
NORTH BAY HAVEN CHARTER ACADEMY MIDDLE SCHOOL Charter
Grades 6–8·PANAMA CITY ZIP 32404

Source: NCES CCD 2024–25 · nces.ed.gov

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