Foreclosure for Sale on Rock Cir, Cottondale, FL 32431

Foreclosures โ€บ Florida โ€บ Jackson โ€บ Cottondale โ€บ Rock Cir
Pre-foreclosure property at Rock Cir, Cottondale, FL 32431. 3 bed 2 bath 2,034 sq ft Jackson County foreclosure listing.
Pre-foreclosure Active 54 days on market
Rock Cir, Cottondale, FL 32431
Price TBD
Jackson County ยท Florida
3
Bedrooms
2
Bathrooms
2,034
Sq ft
1998
Year built
Full listing details, auction date & bidding info available

View complete data and place a bid through our foreclosure.com partner

View full listing & bid โ†’

Already a foreclosure.com subscriber?

Log in to see full contact info, documents, and bid tools.
Property details
Listing type Preforeclosure
Property type Other
Bedrooms 3
Bathrooms 2
Living area 2,034 sq ft
Year built 1998
County Jackson County
State Florida
ZIP 32431
Days on Market 54 days
Listing ID 65889567
About this property

This home in Cottondale, FL is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank.

๐Ÿ“Š Jackson County Market ยท Updated daily
Active Listings
206
Avg. Est. Value
$187,500
Bank-Owned (REO)
78
Pre-Foreclosures
128

22 active foreclosure listings in Cottondale, FL.

Browse all Jackson County foreclosures โ†’
โ“ Frequently Asked Questions
This is a pre-foreclosure property. The homeowner is behind on mortgage payments but the property has not yet been auctioned. Buyers can negotiate directly with the owner, arrange financing, and conduct a full inspection โ€” often at a price below market value.
Click "View full listing & bid" above to access complete auction details, contact information, and bidding tools through our foreclosure.com partner. You can also work with a licensed real estate attorney or broker familiar with Jackson County foreclosures for additional guidance on the purchase process.
There are currently 22 active foreclosure listings in Cottondale, FL. Land.net updates foreclosure data daily across all 50 states.
Before buying any foreclosure, research: (1) title history and any liens that may survive the sale, (2) property condition โ€” most foreclosures sell as-is with no repairs, (3) delinquent property taxes which are a senior lien, (4) HOA fees and any delinquent assessments, (5) flood zone status using FEMA maps, and (6) occupancy status โ€” eviction may be required if the property is occupied.
๐ŸŒŠ Flood Zone ยท FEMA NFHL

Check the official FEMA flood map for this property's flood zone designation and risk level.

Check FEMA Flood Map โ†’
๐Ÿฆ Mortgage estimate
Est. monthly payment (P&I + tax + insurance)
โ€”
๐Ÿ“ Location Map ยท Cottondale, FL Open in Google Maps โ†’
Loading map...
๐Ÿ˜๏ธ Neighborhood Profile ยท ZIP 32431 ยท U.S. Census ACS
Population
4,515
Median Age
48.2 yrs
Households
1,852
Median Household Income
$54,821
Median Home Value
$113,000
Median Rent
$759/mo
Owner-Occupied
79% of homes
Vacancy Rate
18% of units
Unemployment Rate
3.5%

~11% of residents hold a bachelor’s degree or higher.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2022)
๐Ÿซ Schools ยท NCES 2024โ€“25
Schools in ZIP 32431
๐Ÿซ Elementary
COTTONDALE ELEMENTARY SCHOOL
Grades Pre-Kโ€“5ยทCOTTONDALE ZIP 32431
๐ŸŽ“ High
COTTONDALE HIGH SCHOOL
Grades 6โ€“12ยทCOTTONDALE ZIP 32431

Source: NCES CCD 2024โ€“25 ยท nces.ed.gov

Ready to bid?

Access full auction details via our foreclosure.com partner.

View full listing & bid โ†’
Affiliate disclosure
๐Ÿ’ฐ Explore Commercial Loan Options
Already subscribed?
๐Ÿ“ Nearby Foreclosures
Parrot Bay Dr
Cottondale, FL 32431
Preforeclosure
Rock Hill Church Rd
Cottondale, FL 32431
2 bd ยท 1 ba ยท 1,068 sqft ยท Preforeclosure
Rock Hill Church Rd
Cottondale, FL 32431
2 bd ยท 1 ba ยท 1,068 sqft ยท Preforeclosure
Manatee Rd
Cottondale, FL 32431
2 bd ยท 2 ba ยท 1,056 sqft ยท Preforeclosure
Rock Cir
Cottondale, FL 32431
3 bd ยท 2 ba ยท 2,034 sqft ยท Preforeclosure
View all in ZIP 32431 โ†’
More foreclosures in Cottondale โ†’
More foreclosures in Jackson โ†’

Top States

Florida ForeclosuresIllinois ForeclosuresCalifornia ForeclosuresNew York ForeclosuresTexas Foreclosures

Land.net

About UsContact UsAffiliate DisclosurePrivacy PolicyTerms and Conditions

Support

Contact Us561.981.53371.800.535.6945
ยฉ 2026 Land.netยฎ โ€” Licensed NY Real Estate Broker