Foreclosure for Sale on N Us Highway 231, Spencer, IN 47460

Foreclosures › Indiana › Owen › Spencer › N Us Highway 231
Bank-owned REO foreclosure property at N Us Highway 231, Spencer, IN 47460. Owen County foreclosure listing.
Foreclosure (REO) Active 108 days on market
N Us Highway 231, Spencer, IN 47460
Price TBD
Owen County · Indiana
🔒 Members only Unlock this listing — full address, auction date & bidding details Full access to all foreclosure listings nationwide. $39.80/mo — $1.33/day · cancel anytime
Subscribe & View Listing →
Property details
Listing type Foreclosure
Property type SingleFamily
County Owen County
State Indiana
ZIP 47460
Days on Market 108 days
Listing ID 64588272
About this property

This Spencer, IN property is a Real Estate-Owned (REO)/post-foreclosure home owned or managed by a bank. All offers are considered; however, the highest and best will most likely be accepted.

📊 Owen County Market · Updated daily
Active Listings
33
Avg. Est. Value
$111,900
Bank-Owned (REO)
11
Pre-Foreclosures
22

21 active foreclosure listings in Spencer, IN.

Browse all Owen County foreclosures →
❓ Frequently Asked Questions
This is a bank-owned (REO) property. The lender has repossessed it after the foreclosure process completed. REO properties are sold as-is but typically allow conventional financing and interior inspections before closing.
Click "View full listing & bid" above to access complete auction details, contact information, and bidding tools through our foreclosure.com partner. You can also work with a licensed real estate attorney or broker familiar with Owen County foreclosures for additional guidance on the purchase process.
There are currently 21 active foreclosure listings in Spencer, IN. Land.net updates foreclosure data daily across all 50 states.
Before buying any foreclosure, research: (1) title history and any liens that may survive the sale, (2) property condition — most foreclosures sell as-is with no repairs, (3) delinquent property taxes which are a senior lien, (4) HOA fees and any delinquent assessments, (5) flood zone status using FEMA maps, and (6) occupancy status — eviction may be required if the property is occupied.
🌊 Flood Zone · FEMA NFHL

Check the official FEMA flood map for this property's flood zone designation and risk level.

Check FEMA Flood Map →
🏦 Mortgage estimate
Est. monthly payment (P&I + tax + insurance)
—
📍 Location Map · Spencer, IN Open in Google Maps →
Loading map...
🏘️ Neighborhood Profile · ZIP 47460 · U.S. Census ACS
Population
11,442
Median Age
46 yrs
Households
4,691
Median Household Income
$59,427
Median Home Value
$155,400
Median Rent
$799/mo
Owner-Occupied
80% of homes
Vacancy Rate
9% of units
Unemployment Rate
5.2%

~12% of residents hold a bachelor’s degree or higher.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2022)
🏫 Schools · NCES 2024–25
Schools in ZIP 47460
🏫 Elementary
McCormick's Creek Elementary Sch
Grades K–6·Spencer ZIP 47460
Spencer Elementary School
Grades Pre-K–6·Spencer ZIP 47460
🏫 Middle
Owen Valley Middle School
Grades 7–8·Spencer ZIP 47460
🎓 High
Owen Valley Community High School
Grades 9–12·Spencer ZIP 47460

Source: NCES CCD 2024–25 · nces.ed.gov

💰 Explore Commercial Loan Options
Already subscribed?
📍 Nearby Foreclosures
N Timberview Ln
Spencer, IN 47460
3 bd · 2 ba · Foreclosure
Parks Dr
Spencer, IN 47460
2 bd · 10 ba · 874 sqft · Foreclosure
Hyden Rd
Spencer, IN 47460
3 bd · 2 ba · 1,107 sqft · Preforeclosure
Phyllis Dr
Spencer, IN 47460
5 bd · 2 ba · 1,520 sqft · Foreclosure
N Us Highway 231
Spencer, IN 47460
3 bd · 1 ba · 1,172 sqft · Foreclosure
View all in ZIP 47460 →
More foreclosures in Spencer →
More foreclosures in Owen →

Top States

Florida ForeclosuresIllinois ForeclosuresCalifornia ForeclosuresNew York ForeclosuresTexas Foreclosures

Land.net

About UsContact UsAffiliate DisclosurePrivacy PolicyTerms and Conditions

Support

Contact Us561.981.53371.800.535.6945
© 2026 Land.net® — Licensed NY Real Estate Broker