Foreclosure for Sale on 3rd St, Bay City, MI 48708

Foreclosures › Michigan › Bay › Bay City › 3rd St
Pre-foreclosure property at 3rd St, Bay City, MI 48708. Bay County foreclosure listing.
Pre-foreclosure Active 55 days on market
3rd St, Bay City, MI 48708
Price TBD
Bay County · Michigan
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Property details
Listing type Preforeclosure
Property type SingleFamily
County Bay County
State Michigan
ZIP 48708
Days on Market 55 days
Listing ID 65931548
About this property

This home in Bay City, MI is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank.

📊 Bay County Market · Updated daily
Active Listings
245
Avg. Est. Value
$110,050
Bank-Owned (REO)
38
Pre-Foreclosures
207

185 active foreclosure listings in Bay City, MI.

Browse all Bay County foreclosures →
❓ Frequently Asked Questions
This is a pre-foreclosure property. The homeowner is behind on mortgage payments but the property has not yet been auctioned. Buyers can negotiate directly with the owner, arrange financing, and conduct a full inspection — often at a price below market value.
Click "View full listing & bid" above to access complete auction details, contact information, and bidding tools through our foreclosure.com partner. You can also work with a licensed real estate attorney or broker familiar with Bay County foreclosures for additional guidance on the purchase process.
There are currently 185 active foreclosure listings in Bay City, MI. Land.net updates foreclosure data daily across all 50 states.
Before buying any foreclosure, research: (1) title history and any liens that may survive the sale, (2) property condition — most foreclosures sell as-is with no repairs, (3) delinquent property taxes which are a senior lien, (4) HOA fees and any delinquent assessments, (5) flood zone status using FEMA maps, and (6) occupancy status — eviction may be required if the property is occupied.
🌊 Flood Zone · FEMA NFHL

Check the official FEMA flood map for this property's flood zone designation and risk level.

Check FEMA Flood Map →
🏦 Mortgage estimate
Est. monthly payment (P&I + tax + insurance)
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📍 Location Map · Bay City, MI Open in Google Maps →
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🏘️ Neighborhood Profile · ZIP 48708 · U.S. Census ACS
Population
25,857
Median Age
41.7 yrs
Households
11,248
Median Household Income
$47,024
Median Home Value
$90,200
Median Rent
$671/mo
Owner-Occupied
68% of homes
Vacancy Rate
9% of units
Unemployment Rate
6.7%

~11% of residents hold a bachelor’s degree or higher.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2022)
🏫 Schools · NCES 2024–25
Schools in ZIP 48708
🏫 Elementary
Hampton Elementary School
Grades Pre-K–5·BAY CITY ZIP 48708
🎓 High
Bay City Central High School
Grades 9–12·BAY CITY ZIP 48708
Bay City Eastern High School
Grades 9–12·BAY CITY ZIP 48708

Source: NCES CCD 2024–25 · nces.ed.gov

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