Foreclosure for Sale on Polk St, Spring Lake, NC 28390

Foreclosures โ€บ North Carolina โ€บ Cumberland โ€บ Spring Lake โ€บ Polk St
Pre-foreclosure property at Polk St, Spring Lake, NC 28390. 3 bed 2 bath 1,887 sq ft Cumberland County foreclosure listing.
Pre-foreclosure Active 8 days on market
Polk St, Spring Lake, NC 28390
Price TBD
Cumberland County ยท North Carolina
3
Bedrooms
2
Bathrooms
1,887
Sq ft
2006
Year built
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Property details
Listing type Preforeclosure
Property type SingleFamily
Bedrooms 3
Bathrooms 2
Living area 1,887 sq ft
Year built 2006
County Cumberland County
State North Carolina
ZIP 28390
Days on Market 8 days
Listing ID 66058832
About this property

This home in Spring Lake, NC is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank.

๐Ÿ“Š Cumberland County Market ยท Updated daily
Active Listings
763
Avg. Est. Value
$236,620
Bank-Owned (REO)
176
Pre-Foreclosures
587

53 active foreclosure listings in Spring Lake, NC.

Browse all Cumberland County foreclosures โ†’
โ“ Frequently Asked Questions
This is a pre-foreclosure property. The homeowner is behind on mortgage payments but the property has not yet been auctioned. Buyers can negotiate directly with the owner, arrange financing, and conduct a full inspection โ€” often at a price below market value.
Click "View full listing & bid" above to access complete auction details, contact information, and bidding tools through our foreclosure.com partner. You can also work with a licensed real estate attorney or broker familiar with Cumberland County foreclosures for additional guidance on the purchase process.
There are currently 53 active foreclosure listings in Spring Lake, NC. Land.net updates foreclosure data daily across all 50 states.
Before buying any foreclosure, research: (1) title history and any liens that may survive the sale, (2) property condition โ€” most foreclosures sell as-is with no repairs, (3) delinquent property taxes which are a senior lien, (4) HOA fees and any delinquent assessments, (5) flood zone status using FEMA maps, and (6) occupancy status โ€” eviction may be required if the property is occupied.
๐ŸŒŠ Flood Zone ยท FEMA NFHL

Check the official FEMA flood map for this property's flood zone designation and risk level.

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๐Ÿฆ Mortgage estimate
Est. monthly payment (P&I + tax + insurance)
โ€”
๐Ÿ“ Location Map ยท Spring Lake, NC Open in Google Maps โ†’
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๐Ÿ˜๏ธ Neighborhood Profile ยท ZIP 28390 ยท U.S. Census ACS
Population
24,902
Median Age
29.4 yrs
Households
8,999
Median Household Income
$53,547
Median Home Value
$165,000
Median Rent
$1,086/mo
Owner-Occupied
48% of homes
Vacancy Rate
14% of units
Unemployment Rate
5.1%

~16% of residents hold a bachelor’s degree or higher.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2022)
๐Ÿซ Schools ยท NCES 2024โ€“25
Schools in ZIP 28390
๐Ÿซ Elementary
Anderson Creek Academy Charter
Grades Kโ€“5ยทSpring Lake ZIP 28390
Manchester Elementary
Grades Kโ€“5ยทSpring Lake ZIP 28390
๐Ÿซ Middle
Overhills Middle
Grades 6โ€“8ยทSpring Lake ZIP 28390
Spring Lake Middle
Grades 6โ€“8ยทSpring Lake ZIP 28390
๐ŸŽ“ High
Overhills High
Grades 9โ€“12ยทSpring Lake ZIP 28390

Source: NCES CCD 2024โ€“25 ยท nces.ed.gov

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๐Ÿ“ Nearby Foreclosures
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