Foreclosure for Sale on Upper Spencer Mountain Rd, Stanley, NC 28164

ForeclosuresNorth CarolinaGastonStanley › Upper Spencer Mountain Rd
Pre-foreclosure property at Upper Spencer Mountain Rd, Stanley, NC 28164. Gaston County foreclosure listing.
Pre-foreclosure Active 23 days on market
Upper Spencer Mountain Rd, Stanley, NC 28164
Price TBD
Gaston County · North Carolina
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Property details
Listing type Preforeclosure
Property type Other
County Gaston County
State North Carolina
ZIP 28164
Days on Market 23 days
Listing ID 65976604
About this property

This home in Stanley, NC is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank.

📊 Gaston County Market · Updated daily
Active Listings
430
Avg. Est. Value
$201,260
Bank-Owned (REO)
75
Pre-Foreclosures
355

20 active foreclosure listings in Stanley, NC.

Browse all Gaston County foreclosures →
❓ Frequently Asked Questions
This is a pre-foreclosure property. The homeowner is behind on mortgage payments but the property has not yet been auctioned. Buyers can negotiate directly with the owner, arrange financing, and conduct a full inspection — often at a price below market value.
Click "View full listing & bid" above to access complete auction details, contact information, and bidding tools through our foreclosure.com partner. You can also work with a licensed real estate attorney or broker familiar with Gaston County foreclosures for additional guidance on the purchase process.
There are currently 20 active foreclosure listings in Stanley, NC. Land.net updates foreclosure data daily across all 50 states.
Before buying any foreclosure, research: (1) title history and any liens that may survive the sale, (2) property condition — most foreclosures sell as-is with no repairs, (3) delinquent property taxes which are a senior lien, (4) HOA fees and any delinquent assessments, (5) flood zone status using FEMA maps, and (6) occupancy status — eviction may be required if the property is occupied.
🌊 Flood Zone · FEMA NFHL

Check the official FEMA flood map for this property's flood zone designation and risk level.

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🏦 Mortgage estimate
Est. monthly payment (P&I + tax + insurance)
📍 Location Map · Stanley, NC Open in Google Maps →
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🏘️ Neighborhood Profile · ZIP 28164 · U.S. Census ACS
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🏫 Schools · NCES 2024–25
Schools in ZIP 28164
🏫 Elementary
Kiser Elementary
Grades 3–5·Stanley ZIP 28164
🏫 Middle
Stanley Middle
Grades 6–8·Stanley ZIP 28164

Source: NCES CCD 2024–25 · nces.ed.gov

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