Foreclosure for Sale on S Dale St, Spruce Pine, NC 28777

Foreclosures โ€บ North Carolina โ€บ Mitchell โ€บ Spruce Pine โ€บ S Dale St
Pre-foreclosure property at S Dale St, Spruce Pine, NC 28777. Mitchell County foreclosure listing.
Pre-foreclosure Active 90 days on market
S Dale St, Spruce Pine, NC 28777
Price TBD
Mitchell County ยท North Carolina
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Property details
Listing type Preforeclosure
Property type Other
County Mitchell County
State North Carolina
ZIP 28777
Days on Market 90 days
Listing ID 65408826
About this property

This home in Spruce Pine, NC is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank.

๐Ÿ“Š Mitchell County Market ยท Updated daily
Active Listings
33
Avg. Est. Value
$109,900
Bank-Owned (REO)
7
Pre-Foreclosures
26

17 active foreclosure listings in Spruce Pine, NC.

Browse all Mitchell County foreclosures โ†’
โ“ Frequently Asked Questions
This is a pre-foreclosure property. The homeowner is behind on mortgage payments but the property has not yet been auctioned. Buyers can negotiate directly with the owner, arrange financing, and conduct a full inspection โ€” often at a price below market value.
Click "View full listing & bid" above to access complete auction details, contact information, and bidding tools through our foreclosure.com partner. You can also work with a licensed real estate attorney or broker familiar with Mitchell County foreclosures for additional guidance on the purchase process.
There are currently 17 active foreclosure listings in Spruce Pine, NC. Land.net updates foreclosure data daily across all 50 states.
Before buying any foreclosure, research: (1) title history and any liens that may survive the sale, (2) property condition โ€” most foreclosures sell as-is with no repairs, (3) delinquent property taxes which are a senior lien, (4) HOA fees and any delinquent assessments, (5) flood zone status using FEMA maps, and (6) occupancy status โ€” eviction may be required if the property is occupied.
๐ŸŒŠ Flood Zone ยท FEMA NFHL

Check the official FEMA flood map for this property's flood zone designation and risk level.

Check FEMA Flood Map โ†’
๐Ÿฆ Mortgage estimate
Est. monthly payment (P&I + tax + insurance)
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๐Ÿ“ Location Map ยท Spruce Pine, NC Open in Google Maps โ†’
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๐Ÿ˜๏ธ Neighborhood Profile ยท ZIP 28777 ยท U.S. Census ACS
Population
10,723
Median Age
45.6 yrs
Households
3,769
Median Household Income
$57,154
Median Home Value
$189,700
Median Rent
$623/mo
Owner-Occupied
79% of homes
Vacancy Rate
22% of units
Unemployment Rate
5%

~13% of residents hold a bachelor’s degree or higher.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2022)
๐Ÿซ Schools ยท NCES 2024โ€“25
Schools in ZIP 28777
๐Ÿซ Elementary
Greenlee Primary
Grades Pre-Kโ€“2ยทSpruce Pine ZIP 28777
๐ŸŽ“ High
Mayland Early College
Grades 9โ€“13ยทSpruce Pine ZIP 28777

Source: NCES CCD 2024โ€“25 ยท nces.ed.gov

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