Foreclosure for Sale on Duncan St, Spindale, NC 28160

Foreclosures › North Carolina › Rutherford › Spindale › Duncan St
Pre-foreclosure property at Duncan St, Spindale, NC 28160. 4 bed 2 bath 1,863 sq ft Rutherford County foreclosure listing.
Pre-foreclosure Active 97 days on market
Duncan St, Spindale, NC 28160
Price TBD
Rutherford County · North Carolina
4
Bedrooms
2
Bathrooms
1,863
Sq ft
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Property details
Listing type Preforeclosure
Property type SingleFamily
Bedrooms 4
Bathrooms 2
Living area 1,863 sq ft
County Rutherford County
State North Carolina
ZIP 28160
Days on Market 97 days
Listing ID 65052652
About this property

This home in Spindale, NC is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank.

📊 Rutherford County Market · Updated daily
Active Listings
145
Avg. Est. Value
$181,600
Bank-Owned (REO)
36
Pre-Foreclosures
109

12 active foreclosure listings in Spindale, NC.

Browse all Rutherford County foreclosures →
❓ Frequently Asked Questions
This is a pre-foreclosure property. The homeowner is behind on mortgage payments but the property has not yet been auctioned. Buyers can negotiate directly with the owner, arrange financing, and conduct a full inspection — often at a price below market value.
Click "View full listing & bid" above to access complete auction details, contact information, and bidding tools through our foreclosure.com partner. You can also work with a licensed real estate attorney or broker familiar with Rutherford County foreclosures for additional guidance on the purchase process.
There are currently 12 active foreclosure listings in Spindale, NC. Land.net updates foreclosure data daily across all 50 states.
Before buying any foreclosure, research: (1) title history and any liens that may survive the sale, (2) property condition — most foreclosures sell as-is with no repairs, (3) delinquent property taxes which are a senior lien, (4) HOA fees and any delinquent assessments, (5) flood zone status using FEMA maps, and (6) occupancy status — eviction may be required if the property is occupied.
🌊 Flood Zone · FEMA NFHL

Check the official FEMA flood map for this property's flood zone designation and risk level.

Check FEMA Flood Map →
🏦 Mortgage estimate
Est. monthly payment (P&I + tax + insurance)
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📍 Location Map · Spindale, NC Open in Google Maps →
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🏘️ Neighborhood Profile · ZIP 28160 · U.S. Census ACS
Population
3,957
Median Age
50.2 yrs
Households
1,949
Median Household Income
$38,170
Median Home Value
$113,100
Median Rent
$674/mo
Owner-Occupied
46% of homes
Vacancy Rate
13% of units
Unemployment Rate
9%

~16% of residents hold a bachelor’s degree or higher.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2022)
🏫 Schools · NCES 2024–25
Schools in ZIP 28160
🏫 Elementary
Spindale Elementary School
Grades Pre-K–5·Spindale ZIP 28160
🎓 High
Rutherford Early College High School
Grades 9–13·Spindale ZIP 28160

Source: NCES CCD 2024–25 · nces.ed.gov

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📍 Nearby Foreclosures
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View all in ZIP 28160 →
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