Foreclosure for Sale on 4th St, Spencer, NC 28159

Foreclosures โ€บ North Carolina โ€บ Rowan โ€บ Spencer โ€บ 4th St
Bank-owned REO foreclosure property at 4th St, Spencer, NC 28159. 3 bed 1 bath 1,833 sq ft Rowan County foreclosure listing.
Foreclosure (REO) Active Listed today
4th St, Spencer, NC 28159
Price TBD
Rowan County ยท North Carolina
3
Bedrooms
1
Bathrooms
1,833
Sq ft
1920
Year built
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Property details
Listing type Foreclosure
Property type SingleFamily
Bedrooms 3
Bathrooms 1
Living area 1,833 sq ft
Year built 1920
County Rowan County
State North Carolina
ZIP 28159
Days on Market 0 days
Listing ID 66082606
About this property

This Spencer, NC property is a Real Estate-Owned (REO)/post-foreclosure home owned or managed by a bank. All offers are considered; however, the highest and best will most likely be accepted.

๐Ÿ“Š Rowan County Market ยท Updated daily
Active Listings
262
Avg. Est. Value
$213,300
Bank-Owned (REO)
64
Pre-Foreclosures
198

16 active foreclosure listings in Spencer, NC.

Browse all Rowan County foreclosures โ†’
โ“ Frequently Asked Questions
This is a bank-owned (REO) property. The lender has repossessed it after the foreclosure process completed. REO properties are sold as-is but typically allow conventional financing and interior inspections before closing.
Click "View full listing & bid" above to access complete auction details, contact information, and bidding tools through our foreclosure.com partner. You can also work with a licensed real estate attorney or broker familiar with Rowan County foreclosures for additional guidance on the purchase process.
There are currently 16 active foreclosure listings in Spencer, NC. Land.net updates foreclosure data daily across all 50 states.
Before buying any foreclosure, research: (1) title history and any liens that may survive the sale, (2) property condition โ€” most foreclosures sell as-is with no repairs, (3) delinquent property taxes which are a senior lien, (4) HOA fees and any delinquent assessments, (5) flood zone status using FEMA maps, and (6) occupancy status โ€” eviction may be required if the property is occupied.
๐ŸŒŠ Flood Zone ยท FEMA NFHL

Check the official FEMA flood map for this property's flood zone designation and risk level.

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๐Ÿฆ Mortgage estimate
Est. monthly payment (P&I + tax + insurance)
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๐Ÿ“ Location Map ยท Spencer, NC Open in Google Maps โ†’
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๐Ÿ˜๏ธ Neighborhood Profile ยท ZIP 28159 ยท U.S. Census ACS
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๐Ÿซ Schools ยท NCES 2024โ€“25
Schools in ZIP 28159
๐Ÿซ Elementary
North Rowan Elementary
Grades Pre-Kโ€“5ยทSpencer ZIP 28159
๐Ÿซ Middle
North Rowan Middle
Grades 6โ€“8ยทSpencer ZIP 28159
๐ŸŽ“ High
North Rowan High
Grades 9โ€“12ยทSpencer ZIP 28159

Source: NCES CCD 2024โ€“25 ยท nces.ed.gov

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๐Ÿ“ Nearby Foreclosures
Hudson Ave
Spencer, NC 28159
Foreclosure
4th St
Spencer, NC 28159
1 ba ยท 1,833 sqft ยท Foreclosure
N Railroad Ave, East
Spencer, NC 28159
Preforeclosure
4th St
Spencer, NC 28159
4 bd ยท 1 ba ยท 1,833 sqft ยท Preforeclosure
Charles St
Spencer, NC 28159
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View all in ZIP 28159 โ†’
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