Foreclosure for Sale on Congress St, Cohoes, NY 12047

Foreclosures › New York › Albany › Cohoes › Congress St
Pre-foreclosure property at Congress St, Cohoes, NY 12047. 5 bed 2 bath 2,070 sq ft Albany County foreclosure listing.
Pre-foreclosure Active 40 days on market
Congress St, Cohoes, NY 12047
Price TBD
Albany County · New York
5
Bedrooms
2
Bathrooms
2,070
Sq ft
1900
Year built
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Property details
Listing type Preforeclosure
Property type MultiFamily
Bedrooms 5
Bathrooms 2
Living area 2,070 sq ft
Year built 1900
County Albany County
State New York
ZIP 12047
Days on Market 40 days
Listing ID 65883804
About this property

This home in Cohoes, NY is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank.

📊 Albany County Market · Updated daily
Active Listings
536
Avg. Est. Value
$265,973
Bank-Owned (REO)
51
Pre-Foreclosures
485

56 active foreclosure listings in Cohoes, NY.

Browse all Albany County foreclosures →
❓ Frequently Asked Questions
This is a pre-foreclosure property. The homeowner is behind on mortgage payments but the property has not yet been auctioned. Buyers can negotiate directly with the owner, arrange financing, and conduct a full inspection — often at a price below market value.
Click "View full listing & bid" above to access complete auction details, contact information, and bidding tools through our foreclosure.com partner. You can also work with a licensed real estate attorney or broker familiar with Albany County foreclosures for additional guidance on the purchase process.
There are currently 56 active foreclosure listings in Cohoes, NY. Land.net updates foreclosure data daily across all 50 states.
Before buying any foreclosure, research: (1) title history and any liens that may survive the sale, (2) property condition — most foreclosures sell as-is with no repairs, (3) delinquent property taxes which are a senior lien, (4) HOA fees and any delinquent assessments, (5) flood zone status using FEMA maps, and (6) occupancy status — eviction may be required if the property is occupied.
🌊 Flood Zone · FEMA NFHL

Check the official FEMA flood map for this property's flood zone designation and risk level.

Check FEMA Flood Map →
🏦 Mortgage estimate
Est. monthly payment (P&I + tax + insurance)
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📍 Location Map · Cohoes, NY Open in Google Maps →
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🏘️ Neighborhood Profile · ZIP 12047 · U.S. Census ACS
Population
23,293
Median Age
38.2 yrs
Households
9,684
Median Household Income
$71,793
Median Home Value
$221,500
Median Rent
$1,210/mo
Owner-Occupied
49% of homes
Vacancy Rate
10% of units
Unemployment Rate
6.3%

~20% of residents hold a bachelor’s degree or higher.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2022)
🏫 Schools · NCES 2024–25
Schools in ZIP 12047
🏫 Elementary
ABRAM LANSING SCHOOL
Grades Pre-K–5·COHOES ZIP 12047
BOGHT HILLS SCHOOL
Grades K–5·COHOES ZIP 12047
HARMONY HILL SCHOOL
Grades Pre-K–5·COHOES ZIP 12047
🏫 Middle
COHOES MIDDLE SCHOOL
Grades 6–8·COHOES ZIP 12047
🎓 High
COHOES HIGH SCHOOL
Grades 9–12·COHOES ZIP 12047

Source: NCES CCD 2024–25 · nces.ed.gov

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