Foreclosure for Sale on James St, Troy, NY 12183

Foreclosures › New York › Albany › Troy › James St
Pre-foreclosure property at James St, Troy, NY 12183. 4 bed 2 bath 2,064 sq ft Albany County foreclosure listing.
Pre-foreclosure Active 124 days on market
James St, Troy, NY 12183
Price TBD
Albany County · New York
4
Bedrooms
2
Bathrooms
2,064
Sq ft
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Property details
Listing type Preforeclosure
Property type MultiFamily
Bedrooms 4
Bathrooms 2
Living area 2,064 sq ft
County Albany County
State New York
ZIP 12183
Days on Market 124 days
Listing ID 64626817
About this property

This home in Troy, NY is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank.

📊 Albany County Market · Updated daily
Active Listings
580
Avg. Est. Value
$244,480
Bank-Owned (REO)
53
Pre-Foreclosures
527

132 active foreclosure listings in Troy, NY.

Browse all Albany County foreclosures →
❓ Frequently Asked Questions
This is a pre-foreclosure property. The homeowner is behind on mortgage payments but the property has not yet been auctioned. Buyers can negotiate directly with the owner, arrange financing, and conduct a full inspection — often at a price below market value.
Click "View full listing & bid" above to access complete auction details, contact information, and bidding tools through our foreclosure.com partner. You can also work with a licensed real estate attorney or broker familiar with Albany County foreclosures for additional guidance on the purchase process.
There are currently 132 active foreclosure listings in Troy, NY. Land.net updates foreclosure data daily across all 50 states.
Before buying any foreclosure, research: (1) title history and any liens that may survive the sale, (2) property condition — most foreclosures sell as-is with no repairs, (3) delinquent property taxes which are a senior lien, (4) HOA fees and any delinquent assessments, (5) flood zone status using FEMA maps, and (6) occupancy status — eviction may be required if the property is occupied.
🌊 Flood Zone · FEMA NFHL

Check the official FEMA flood map for this property's flood zone designation and risk level.

Check FEMA Flood Map →
🏦 Mortgage estimate
Est. monthly payment (P&I + tax + insurance)
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📍 Location Map · Troy, NY Open in Google Maps →
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🏘️ Neighborhood Profile · ZIP 12183 · U.S. Census ACS
Population
2,968
Median Age
37.9 yrs
Households
1,344
Median Household Income
$64,018
Median Home Value
$151,400
Median Rent
$990/mo
Owner-Occupied
27% of homes
Vacancy Rate
12% of units
Unemployment Rate
13%

~11% of residents hold a bachelor’s degree or higher.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2022)
🏫 Schools · NCES 2024–25

Source: NCES CCD 2024–25 · nces.ed.gov

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