Foreclosure for Sale on State Route 221, Harford, NY 13784

Foreclosures โ€บ New York โ€บ Cortland โ€บ Harford โ€บ State Route 221
Pre-foreclosure property at State Route 221, Harford, NY 13784. 3 bed 2 bath 3,204 sq ft Cortland County foreclosure listing.
Pre-foreclosure Active 89 days on market
State Route 221, Harford, NY 13784
Price TBD
Cortland County ยท New York
3
Bedrooms
2
Bathrooms
3,204
Sq ft
1965
Year built
๐Ÿ”’ Members only Unlock this listing โ€” full address, auction date & bidding details Full access to all foreclosure listings nationwide. $39.80/mo โ€” $1.33/day ยท cancel anytime
Subscribe & View Listing โ†’
Property details
Listing type Preforeclosure
Property type SingleFamily
Bedrooms 3
Bathrooms 2
Living area 3,204 sq ft
Year built 1965
County Cortland County
State New York
ZIP 13784
Days on Market 89 days
Listing ID 65720535
About this property

This home in Harford, NY is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank.

๐Ÿ“Š Cortland County Market ยท Updated daily
Active Listings
163
Avg. Est. Value
$154,030
Bank-Owned (REO)
39
Pre-Foreclosures
124

3 active foreclosure listings in Harford, NY.

Browse all Cortland County foreclosures โ†’
โ“ Frequently Asked Questions
This is a pre-foreclosure property. The homeowner is behind on mortgage payments but the property has not yet been auctioned. Buyers can negotiate directly with the owner, arrange financing, and conduct a full inspection โ€” often at a price below market value.
Click "View full listing & bid" above to access complete auction details, contact information, and bidding tools through our foreclosure.com partner. You can also work with a licensed real estate attorney or broker familiar with Cortland County foreclosures for additional guidance on the purchase process.
There are currently 3 active foreclosure listings in Harford, NY. Land.net updates foreclosure data daily across all 50 states.
Before buying any foreclosure, research: (1) title history and any liens that may survive the sale, (2) property condition โ€” most foreclosures sell as-is with no repairs, (3) delinquent property taxes which are a senior lien, (4) HOA fees and any delinquent assessments, (5) flood zone status using FEMA maps, and (6) occupancy status โ€” eviction may be required if the property is occupied.
๐ŸŒŠ Flood Zone ยท FEMA NFHL

Check the official FEMA flood map for this property's flood zone designation and risk level.

Check FEMA Flood Map โ†’
๐Ÿฆ Mortgage estimate
Est. monthly payment (P&I + tax + insurance)
โ€”
๐Ÿ“ Location Map ยท Harford, NY Open in Google Maps โ†’
Loading map...
๐Ÿ˜๏ธ Neighborhood Profile ยท ZIP 13784 ยท U.S. Census ACS
Population
294
Median Age
46.2 yrs
Households
127
Median Household Income
$71,224
Median Home Value
$9,999
Median Rent
$1,000/mo
Owner-Occupied
67% of homes
Vacancy Rate
7% of units

~2% of residents hold a bachelor’s degree or higher.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2022)
๐Ÿซ Schools ยท NCES 2024โ€“25

Source: NCES CCD 2024โ€“25 ยท nces.ed.gov

๐Ÿ’ฐ Explore Commercial Loan Options
Already subscribed?
๐Ÿ“ Nearby Foreclosures
State Route 221
Harford, NY 13784
3 bd ยท 2 ba ยท 3,204 sqft ยท Preforeclosure
State Route 221
Harford, NY 13784
Preforeclosure
View all in ZIP 13784 โ†’
More foreclosures in Harford โ†’
More foreclosures in Cortland โ†’

Top States

Florida ForeclosuresIllinois ForeclosuresCalifornia ForeclosuresNew York ForeclosuresTexas Foreclosures

Land.net

About UsContact UsAffiliate DisclosurePrivacy PolicyTerms and Conditions

Support

Contact Us561.981.53371.800.535.6945
ยฉ 2026 Land.netยฎ โ€” Licensed NY Real Estate Broker