Foreclosure for Sale on Smith Rd, Johnstown, NY 12095

Foreclosures › New York › Fulton › Johnstown › Smith Rd
Pre-foreclosure property at Smith Rd, Johnstown, NY 12095. 4 bed 1 bath 1,493 sq ft Fulton County foreclosure listing.
Pre-foreclosure Active 58 days on market
Smith Rd, Johnstown, NY 12095
Price TBD
Fulton County · New York
4
Bedrooms
1
Bathrooms
1,493
Sq ft
1890
Year built
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Property details
Listing type Preforeclosure
Property type SingleFamily
Bedrooms 4
Bathrooms 1
Living area 1,493 sq ft
Year built 1890
County Fulton County
State New York
ZIP 12095
Days on Market 58 days
Listing ID 66041236
About this property

This home in Johnstown, NY is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank.

📊 Fulton County Market · Updated daily
Active Listings
96
Avg. Est. Value
$173,657
Bank-Owned (REO)
29
Pre-Foreclosures
67

28 active foreclosure listings in Johnstown, NY.

Browse all Fulton County foreclosures →
❓ Frequently Asked Questions
This is a pre-foreclosure property. The homeowner is behind on mortgage payments but the property has not yet been auctioned. Buyers can negotiate directly with the owner, arrange financing, and conduct a full inspection — often at a price below market value.
Click "View full listing & bid" above to access complete auction details, contact information, and bidding tools through our foreclosure.com partner. You can also work with a licensed real estate attorney or broker familiar with Fulton County foreclosures for additional guidance on the purchase process.
There are currently 28 active foreclosure listings in Johnstown, NY. Land.net updates foreclosure data daily across all 50 states.
Before buying any foreclosure, research: (1) title history and any liens that may survive the sale, (2) property condition — most foreclosures sell as-is with no repairs, (3) delinquent property taxes which are a senior lien, (4) HOA fees and any delinquent assessments, (5) flood zone status using FEMA maps, and (6) occupancy status — eviction may be required if the property is occupied.
🌊 Flood Zone · FEMA NFHL

Check the official FEMA flood map for this property's flood zone designation and risk level.

Check FEMA Flood Map →
🏦 Mortgage estimate
Est. monthly payment (P&I + tax + insurance)
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📍 Location Map · Johnstown, NY Open in Google Maps →
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🏘️ Neighborhood Profile · ZIP 12095 · U.S. Census ACS
Population
12,586
Median Age
43.5 yrs
Households
5,312
Median Household Income
$69,087
Median Home Value
$156,000
Median Rent
$859/mo
Owner-Occupied
68% of homes
Vacancy Rate
9% of units
Unemployment Rate
2.3%

~17% of residents hold a bachelor’s degree or higher.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2022)
🏫 Schools · NCES 2024–25
Schools in ZIP 12095
🏫 Elementary
PLEASANT AVENUE SCHOOL
Grades Pre-K–2·JOHNSTOWN ZIP 12095
WARREN STREET SCHOOL
Grades 2–4·JOHNSTOWN ZIP 12095
🏫 Middle
KNOX MIDDLE SCHOOL
Grades 5–7·JOHNSTOWN ZIP 12095
🎓 High
JOHNSTOWN HIGH SCHOOL
Grades 8–12·JOHNSTOWN ZIP 12095

Source: NCES CCD 2024–25 · nces.ed.gov

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