Foreclosure for Sale on Lovers Ln, Gilbertsville, NY 13776

Foreclosures โ€บ New York โ€บ Otsego โ€บ Gilbertsville โ€บ Lovers Ln
Pre-foreclosure property at Lovers Ln, Gilbertsville, NY 13776. Otsego County foreclosure listing.
Pre-foreclosure Active 76 days on market
Lovers Ln, Gilbertsville, NY 13776
Price TBD
Otsego County ยท New York
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Property details
Listing type Preforeclosure
Property type Other
County Otsego County
State New York
ZIP 13776
Days on Market 76 days
Listing ID 65066806
About this property

This home in Gilbertsville, NY is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank.

๐Ÿ“Š Otsego County Market ยท Updated daily
Active Listings
149
Avg. Est. Value
$159,158
Bank-Owned (REO)
95
Pre-Foreclosures
54

3 active foreclosure listings in Gilbertsville, NY.

Browse all Otsego County foreclosures โ†’
โ“ Frequently Asked Questions
This is a pre-foreclosure property. The homeowner is behind on mortgage payments but the property has not yet been auctioned. Buyers can negotiate directly with the owner, arrange financing, and conduct a full inspection โ€” often at a price below market value.
Click "View full listing & bid" above to access complete auction details, contact information, and bidding tools through our foreclosure.com partner. You can also work with a licensed real estate attorney or broker familiar with Otsego County foreclosures for additional guidance on the purchase process.
There are currently 3 active foreclosure listings in Gilbertsville, NY. Land.net updates foreclosure data daily across all 50 states.
Before buying any foreclosure, research: (1) title history and any liens that may survive the sale, (2) property condition โ€” most foreclosures sell as-is with no repairs, (3) delinquent property taxes which are a senior lien, (4) HOA fees and any delinquent assessments, (5) flood zone status using FEMA maps, and (6) occupancy status โ€” eviction may be required if the property is occupied.
๐ŸŒŠ Flood Zone ยท FEMA NFHL

Check the official FEMA flood map for this property's flood zone designation and risk level.

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๐Ÿฆ Mortgage estimate
Est. monthly payment (P&I + tax + insurance)
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๐Ÿ“ Location Map ยท Gilbertsville, NY Open in Google Maps โ†’
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๐Ÿ˜๏ธ Neighborhood Profile ยท ZIP 13776 ยท U.S. Census ACS
Population
404
Median Age
49.8 yrs
Households
182
Median Household Income
$87,500
Median Home Value
$147,000
Median Rent
$1,016/mo
Owner-Occupied
77% of homes
Vacancy Rate
30% of units
Unemployment Rate
5.9%

~27% of residents hold a bachelor’s degree or higher.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2022)
๐Ÿซ Schools ยท NCES 2024โ€“25
Schools in ZIP 13776
๐Ÿซ Elementary
GILBERTSVILLE-MOUNT UPTON ELEMENTARY SCHOOL
Grades Pre-Kโ€“6ยทGILBERTSVILLE ZIP 13776
๐ŸŽ“ High
GILBERTSVILLE-MOUNT UPTON JUNIOR-SENIOR HIGH SCHOOL
Grades 7โ€“12ยทGILBERTSVILLE ZIP 13776

Source: NCES CCD 2024โ€“25 ยท nces.ed.gov

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๐Ÿ“ Nearby Foreclosures
Elm St
Gilbertsville, NY 13776
4 bd ยท 1 ba ยท 1,708 sqft ยท Preforeclosure
Elm St
Gilbertsville, NY 13776
Preforeclosure
View all in ZIP 13776 โ†’
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