Foreclosure for Sale on State Highway 28 S, Oneonta, NY 13820

Foreclosures โ€บ New York โ€บ Otsego โ€บ Oneonta โ€บ State Highway 28 S
Pre-foreclosure property at State Highway 28 S, Oneonta, NY 13820. Otsego County foreclosure listing.
Pre-foreclosure Active 13 days on market
State Highway 28 S, Oneonta, NY 13820
Price TBD
Otsego County ยท New York
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Property details
Listing type Preforeclosure
Property type SingleFamily
County Otsego County
State New York
ZIP 13820
Days on Market 13 days
Listing ID 66225607
About this property

This home in Oneonta, NY is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank.

๐Ÿ“Š Otsego County Market ยท Updated daily
Active Listings
158
Avg. Est. Value
$141,435
Bank-Owned (REO)
100
Pre-Foreclosures
58

24 active foreclosure listings in Oneonta, NY.

Browse all Otsego County foreclosures โ†’
โ“ Frequently Asked Questions
This is a pre-foreclosure property. The homeowner is behind on mortgage payments but the property has not yet been auctioned. Buyers can negotiate directly with the owner, arrange financing, and conduct a full inspection โ€” often at a price below market value.
Click "View full listing & bid" above to access complete auction details, contact information, and bidding tools through our foreclosure.com partner. You can also work with a licensed real estate attorney or broker familiar with Otsego County foreclosures for additional guidance on the purchase process.
There are currently 24 active foreclosure listings in Oneonta, NY. Land.net updates foreclosure data daily across all 50 states.
Before buying any foreclosure, research: (1) title history and any liens that may survive the sale, (2) property condition โ€” most foreclosures sell as-is with no repairs, (3) delinquent property taxes which are a senior lien, (4) HOA fees and any delinquent assessments, (5) flood zone status using FEMA maps, and (6) occupancy status โ€” eviction may be required if the property is occupied.
๐ŸŒŠ Flood Zone ยท FEMA NFHL

Check the official FEMA flood map for this property's flood zone designation and risk level.

Check FEMA Flood Map โ†’
๐Ÿฆ Mortgage estimate
Est. monthly payment (P&I + tax + insurance)
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๐Ÿ“ Location Map ยท Oneonta, NY Open in Google Maps โ†’
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๐Ÿ˜๏ธ Neighborhood Profile ยท ZIP 13820 ยท U.S. Census ACS
Population
22,500
Median Age
31.7 yrs
Households
7,867
Median Household Income
$65,483
Median Home Value
$166,600
Median Rent
$985/mo
Owner-Occupied
63% of homes
Vacancy Rate
18% of units
Unemployment Rate
4.5%

~21% of residents hold a bachelor’s degree or higher.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2022)
๐Ÿซ Schools ยท NCES 2024โ€“25
Schools in ZIP 13820
๐Ÿซ Elementary
GREATER PLAINS ELEMENTARY SCHOOL
Grades Kโ€“5ยทONEONTA ZIP 13820
RIVERSIDE ELEMENTARY SCHOOL
Grades Kโ€“5ยทONEONTA ZIP 13820
VALLEYVIEW ELEMENTARY SCHOOL
Grades Kโ€“5ยทONEONTA ZIP 13820
๐Ÿซ Middle
ONEONTA MIDDLE SCHOOL
Grades 6โ€“8ยทONEONTA ZIP 13820
๐ŸŽ“ High
ONEONTA SENIOR HIGH SCHOOL
Grades 9โ€“12ยทONEONTA ZIP 13820

Source: NCES CCD 2024โ€“25 ยท nces.ed.gov

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