Foreclosure for Sale on Division St, Richfield Springs, NY 13439

Foreclosures โ€บ New York โ€บ Otsego โ€บ Richfield Springs โ€บ Division St
Pre-foreclosure property at Division St, Richfield Springs, NY 13439. 5 bed 2 bath 2,592 sq ft Otsego County foreclosure listing.
Pre-foreclosure Active 8 days on market
Division St, Richfield Springs, NY 13439
Price TBD
Otsego County ยท New York
5
Bedrooms
2
Bathrooms
2,592
Sq ft
1870
Year built
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Property details
Listing type Preforeclosure
Property type SingleFamily
Bedrooms 5
Bathrooms 2
Living area 2,592 sq ft
Year built 1870
County Otsego County
State New York
ZIP 13439
Days on Market 8 days
Listing ID 66255552
About this property

This home in Richfield Springs, NY is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank.

๐Ÿ“Š Otsego County Market ยท Updated daily
Active Listings
158
Avg. Est. Value
$141,435
Bank-Owned (REO)
100
Pre-Foreclosures
58

10 active foreclosure listings in Richfield Springs, NY.

Browse all Otsego County foreclosures โ†’
โ“ Frequently Asked Questions
This is a pre-foreclosure property. The homeowner is behind on mortgage payments but the property has not yet been auctioned. Buyers can negotiate directly with the owner, arrange financing, and conduct a full inspection โ€” often at a price below market value.
Click "View full listing & bid" above to access complete auction details, contact information, and bidding tools through our foreclosure.com partner. You can also work with a licensed real estate attorney or broker familiar with Otsego County foreclosures for additional guidance on the purchase process.
There are currently 10 active foreclosure listings in Richfield Springs, NY. Land.net updates foreclosure data daily across all 50 states.
Before buying any foreclosure, research: (1) title history and any liens that may survive the sale, (2) property condition โ€” most foreclosures sell as-is with no repairs, (3) delinquent property taxes which are a senior lien, (4) HOA fees and any delinquent assessments, (5) flood zone status using FEMA maps, and (6) occupancy status โ€” eviction may be required if the property is occupied.
๐ŸŒŠ Flood Zone ยท FEMA NFHL

Check the official FEMA flood map for this property's flood zone designation and risk level.

Check FEMA Flood Map โ†’
๐Ÿฆ Mortgage estimate
Est. monthly payment (P&I + tax + insurance)
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๐Ÿ“ Location Map ยท Richfield Springs, NY Open in Google Maps โ†’
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๐Ÿ˜๏ธ Neighborhood Profile ยท ZIP 13439 ยท U.S. Census ACS
Population
3,715
Median Age
38.6 yrs
Households
1,364
Median Household Income
$56,364
Median Home Value
$177,500
Median Rent
$815/mo
Owner-Occupied
79% of homes
Vacancy Rate
38% of units
Unemployment Rate
3.3%

~19% of residents hold a bachelor’s degree or higher.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2022)
๐Ÿซ Schools ยท NCES 2024โ€“25

Source: NCES CCD 2024โ€“25 ยท nces.ed.gov

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