Foreclosure for Sale on Top Notch Rd, Galway, NY 12074

Foreclosures › New York › Saratoga › Galway › Top Notch Rd
Pre-foreclosure property at Top Notch Rd, Galway, NY 12074. Saratoga County foreclosure listing.
Pre-foreclosure Active 60 days on market
Top Notch Rd, Galway, NY 12074
Price TBD
Saratoga County · New York
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Property details
Listing type Preforeclosure
Property type Other
County Saratoga County
State New York
ZIP 12074
Days on Market 60 days
Listing ID 65925239
About this property

This home in Galway, NY is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank.

📊 Saratoga County Market · Updated daily
Active Listings
243
Avg. Est. Value
$235,880
Bank-Owned (REO)
34
Pre-Foreclosures
209

10 active foreclosure listings in Galway, NY.

Browse all Saratoga County foreclosures →
❓ Frequently Asked Questions
This is a pre-foreclosure property. The homeowner is behind on mortgage payments but the property has not yet been auctioned. Buyers can negotiate directly with the owner, arrange financing, and conduct a full inspection — often at a price below market value.
Click "View full listing & bid" above to access complete auction details, contact information, and bidding tools through our foreclosure.com partner. You can also work with a licensed real estate attorney or broker familiar with Saratoga County foreclosures for additional guidance on the purchase process.
There are currently 10 active foreclosure listings in Galway, NY. Land.net updates foreclosure data daily across all 50 states.
Before buying any foreclosure, research: (1) title history and any liens that may survive the sale, (2) property condition — most foreclosures sell as-is with no repairs, (3) delinquent property taxes which are a senior lien, (4) HOA fees and any delinquent assessments, (5) flood zone status using FEMA maps, and (6) occupancy status — eviction may be required if the property is occupied.
🌊 Flood Zone · FEMA NFHL

Check the official FEMA flood map for this property's flood zone designation and risk level.

Check FEMA Flood Map →
🏦 Mortgage estimate
Est. monthly payment (P&I + tax + insurance)
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📍 Location Map · Galway, NY Open in Google Maps →
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🏘️ Neighborhood Profile · ZIP 12074 · U.S. Census ACS
Population
2,956
Median Age
40.7 yrs
Households
1,121
Median Household Income
$82,841
Median Home Value
$249,500
Median Rent
$1,200/mo
Owner-Occupied
91% of homes
Vacancy Rate
19% of units
Unemployment Rate
2.8%

~20% of residents hold a bachelor’s degree or higher.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2022)
🏫 Schools · NCES 2024–25
Schools in ZIP 12074
🏫 Elementary
JOSEPH HENRY ELEMENTARY SCHOOL
Grades Pre-K–5·GALWAY ZIP 12074
🎓 High
GALWAY JUNIOR/SENIOR HIGH SCHOOL
Grades 6–12·GALWAY ZIP 12074

Source: NCES CCD 2024–25 · nces.ed.gov

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📍 Nearby Foreclosures
Division St
Galway, NY 12074
2 bd · 1 ba · 1,108 sqft · Preforeclosure
Hudson Rd
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3 bd · 3 ba · 1,676 sqft · Preforeclosure
Mechanic St
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3 bd · 1 ba · 1,470 sqft · Preforeclosure
Top Notch Rd
Galway, NY 12074
2 bd · 1 ba · 1,029 sqft · Preforeclosure
Mechanic St
Galway, NY 12074
3 bd · 1 ba · 1,470 sqft · Preforeclosure
View all in ZIP 12074 →
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