Foreclosure for Sale on Lone Pine Rd, Schenectady, NY 12303

Foreclosures › New York › Schenectady › Schenectady › Lone Pine Rd
Pre-foreclosure property at Lone Pine Rd, Schenectady, NY 12303. 3 bed 1 bath 1,070 sq ft Schenectady County foreclosure listing.
Pre-foreclosure Active 101 days on market
Lone Pine Rd, Schenectady, NY 12303
Price TBD
Schenectady County · New York
3
Bedrooms
1
Bathrooms
1,070
Sq ft
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Property details
Listing type Preforeclosure
Property type SingleFamily
Bedrooms 3
Bathrooms 1
Living area 1,070 sq ft
County Schenectady County
State New York
ZIP 12303
Days on Market 101 days
Listing ID 65590858
About this property

This home in Schenectady, NY is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank.

📊 Schenectady County Market · Updated daily
Active Listings
379
Avg. Est. Value
$147,800
Bank-Owned (REO)
99
Pre-Foreclosures
280

359 active foreclosure listings in Schenectady, NY.

Browse all Schenectady County foreclosures →
❓ Frequently Asked Questions
This is a pre-foreclosure property. The homeowner is behind on mortgage payments but the property has not yet been auctioned. Buyers can negotiate directly with the owner, arrange financing, and conduct a full inspection — often at a price below market value.
Click "View full listing & bid" above to access complete auction details, contact information, and bidding tools through our foreclosure.com partner. You can also work with a licensed real estate attorney or broker familiar with Schenectady County foreclosures for additional guidance on the purchase process.
There are currently 359 active foreclosure listings in Schenectady, NY. Land.net updates foreclosure data daily across all 50 states.
Before buying any foreclosure, research: (1) title history and any liens that may survive the sale, (2) property condition — most foreclosures sell as-is with no repairs, (3) delinquent property taxes which are a senior lien, (4) HOA fees and any delinquent assessments, (5) flood zone status using FEMA maps, and (6) occupancy status — eviction may be required if the property is occupied.
🌊 Flood Zone · FEMA NFHL

Check the official FEMA flood map for this property's flood zone designation and risk level.

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🏦 Mortgage estimate
Est. monthly payment (P&I + tax + insurance)
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📍 Location Map · Schenectady, NY Open in Google Maps →
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🏘️ Neighborhood Profile · ZIP 12303 · U.S. Census ACS
Population
29,680
Median Age
40.4 yrs
Households
11,740
Median Household Income
$77,917
Median Home Value
$217,200
Median Rent
$1,056/mo
Owner-Occupied
74% of homes
Vacancy Rate
9% of units
Unemployment Rate
5.8%

~21% of residents hold a bachelor’s degree or higher.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2022)
🏫 Schools · NCES 2024–25
Schools in ZIP 12303
🏫 Elementary
HAMILTON ELEMENTARY SCHOOL
Grades Pre-K–5·SCHENECTADY ZIP 12303
🏫 Middle
DRAPER MIDDLE SCHOOL
Grades 6–8·SCHENECTADY ZIP 12303
MONT PLEASANT MIDDLE SCHOOL
Grades 6–8·SCHENECTADY ZIP 12303
🎓 High
MOHONASEN SENIOR HIGH SCHOOL
Grades 9–12·SCHENECTADY ZIP 12303

Source: NCES CCD 2024–25 · nces.ed.gov

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