Foreclosure for Sale on Owego Street Ext, Spencer, NY 14883

Foreclosures โ€บ New York โ€บ Tioga โ€บ Spencer โ€บ Owego Street Ext
Pre-foreclosure property at Owego Street Ext, Spencer, NY 14883. Tioga County foreclosure listing.
Pre-foreclosure Active 76 days on market
Owego Street Ext, Spencer, NY 14883
Price TBD
Tioga County ยท New York
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Property details
Listing type Preforeclosure
Property type Other
County Tioga County
State New York
ZIP 14883
Days on Market 76 days
Listing ID 65628706
About this property

This home in Spencer, NY is in preforeclosure, which means the homeowner is in default (missed payments). Therefore, there could be an opportunity to strike a great deal with the owner and the bank.

๐Ÿ“Š Tioga County Market ยท Updated daily
Active Listings
84
Avg. Est. Value
$77,175
Bank-Owned (REO)
21
Pre-Foreclosures
63

4 active foreclosure listings in Spencer, NY.

Browse all Tioga County foreclosures โ†’
โ“ Frequently Asked Questions
This is a pre-foreclosure property. The homeowner is behind on mortgage payments but the property has not yet been auctioned. Buyers can negotiate directly with the owner, arrange financing, and conduct a full inspection โ€” often at a price below market value.
Click "View full listing & bid" above to access complete auction details, contact information, and bidding tools through our foreclosure.com partner. You can also work with a licensed real estate attorney or broker familiar with Tioga County foreclosures for additional guidance on the purchase process.
There are currently 4 active foreclosure listings in Spencer, NY. Land.net updates foreclosure data daily across all 50 states.
Before buying any foreclosure, research: (1) title history and any liens that may survive the sale, (2) property condition โ€” most foreclosures sell as-is with no repairs, (3) delinquent property taxes which are a senior lien, (4) HOA fees and any delinquent assessments, (5) flood zone status using FEMA maps, and (6) occupancy status โ€” eviction may be required if the property is occupied.
๐ŸŒŠ Flood Zone ยท FEMA NFHL

Check the official FEMA flood map for this property's flood zone designation and risk level.

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๐Ÿฆ Mortgage estimate
Est. monthly payment (P&I + tax + insurance)
โ€”
๐Ÿ“ Location Map ยท Spencer, NY Open in Google Maps โ†’
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๐Ÿ˜๏ธ Neighborhood Profile ยท ZIP 14883 ยท U.S. Census ACS
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๐Ÿซ Schools ยท NCES 2024โ€“25
Schools in ZIP 14883
๐Ÿซ Middle
SPENCER-VAN ETTEN MIDDLE SCHOOL
Grades 5โ€“8ยทSPENCER ZIP 14883
๐ŸŽ“ High
SPENCER-VAN ETTEN HIGH SCHOOL
Grades 9โ€“12ยทSPENCER ZIP 14883

Source: NCES CCD 2024โ€“25 ยท nces.ed.gov

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๐Ÿ“ Nearby Foreclosures
Eastham Rd
Spencer, NY 14883
4 bd ยท 2 ba ยท Foreclosure
Eastham Rd
Spencer, NY 14883
3 bd ยท 2 ba ยท 1,484 sqft ยท Foreclosure
Linda Ln
Spencer, NY 14883
4 bd ยท 2 ba ยท 1,296 sqft ยท Preforeclosure
View all in ZIP 14883 โ†’
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