Foreclosure for Sale on S Saint Marys Rd, Spencerville, OH 45887

Foreclosures โ€บ Ohio โ€บ Allen โ€บ Spencerville โ€บ S Saint Marys Rd
Bank-owned REO foreclosure property at S Saint Marys Rd, Spencerville, OH 45887. 3 bed 1 bath 1,338 sq ft Allen County foreclosure listing.
Foreclosure (REO) Active 78 days on market
S Saint Marys Rd, Spencerville, OH 45887
Price TBD
Allen County ยท Ohio
3
Bedrooms
1
Bathrooms
1,338
Sq ft
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Property details
Listing type Foreclosure
Property type SingleFamily
Bedrooms 3
Bathrooms 1
Living area 1,338 sq ft
County Allen County
State Ohio
ZIP 45887
Days on Market 78 days
Listing ID 65358336
About this property

This Spencerville, OH property is a Real Estate-Owned (REO)/post-foreclosure home owned or managed by a bank. All offers are considered; however, the highest and best will most likely be accepted.

๐Ÿ“Š Allen County Market ยท Updated daily
Active Listings
169
Avg. Est. Value
$52,900
Bank-Owned (REO)
23
Pre-Foreclosures
146

7 active foreclosure listings in Spencerville, OH.

Browse all Allen County foreclosures โ†’
โ“ Frequently Asked Questions
This is a bank-owned (REO) property. The lender has repossessed it after the foreclosure process completed. REO properties are sold as-is but typically allow conventional financing and interior inspections before closing.
Click "View full listing & bid" above to access complete auction details, contact information, and bidding tools through our foreclosure.com partner. You can also work with a licensed real estate attorney or broker familiar with Allen County foreclosures for additional guidance on the purchase process.
There are currently 7 active foreclosure listings in Spencerville, OH. Land.net updates foreclosure data daily across all 50 states.
Before buying any foreclosure, research: (1) title history and any liens that may survive the sale, (2) property condition โ€” most foreclosures sell as-is with no repairs, (3) delinquent property taxes which are a senior lien, (4) HOA fees and any delinquent assessments, (5) flood zone status using FEMA maps, and (6) occupancy status โ€” eviction may be required if the property is occupied.
๐ŸŒŠ Flood Zone ยท FEMA NFHL

Check the official FEMA flood map for this property's flood zone designation and risk level.

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๐Ÿฆ Mortgage estimate
Est. monthly payment (P&I + tax + insurance)
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๐Ÿ“ Location Map ยท Spencerville, OH Open in Google Maps โ†’
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๐Ÿ˜๏ธ Neighborhood Profile ยท ZIP 45887 ยท U.S. Census ACS
Population
4,404
Median Age
40.7 yrs
Households
1,759
Median Household Income
$59,484
Median Home Value
$176,700
Median Rent
$740/mo
Owner-Occupied
76% of homes
Vacancy Rate
7% of units
Unemployment Rate
4.1%

~9% of residents hold a bachelor’s degree or higher.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2022)
๐Ÿซ Schools ยท NCES 2024โ€“25
Schools in ZIP 45887
๐Ÿซ Elementary
Spencerville Elementary School
Grades Kโ€“4ยทSpencerville ZIP 45887
๐Ÿซ Middle
Spencerville Middle School
Grades 5โ€“8ยทSpencerville ZIP 45887
๐ŸŽ“ High
Spencerville High School
Grades 9โ€“12ยทSpencerville ZIP 45887

Source: NCES CCD 2024โ€“25 ยท nces.ed.gov

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