Foreclosure for Sale on Chestnut St, Oneonta, NY 13820

Foreclosures › New York › Otsego › Oneonta › Chestnut St
Bank-owned REO foreclosure property at Chestnut St, Oneonta, NY 13820. 6 bed 3 bath 3,193 sq ft Otsego County foreclosure listing.
Foreclosure (REO) Active 90 days on market
Chestnut St, Oneonta, NY 13820
Price TBD
Otsego County · New York
6
Bedrooms
3
Bathrooms
3,193
Sq ft
1900
Year built
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Property details
Listing type Foreclosure
Property type MultiFamily
Bedrooms 6
Bathrooms 3
Living area 3,193 sq ft
Year built 1900
County Otsego County
State New York
ZIP 13820
Days on Market 90 days
Listing ID 64123340
About this property

This Oneonta, NY property is a Real Estate-Owned (REO)/post-foreclosure home owned or managed by a bank. All offers are considered; however, the highest and best will most likely be accepted.

📊 Otsego County Market · Updated daily
Active Listings
158
Avg. Est. Value
$141,435
Bank-Owned (REO)
100
Pre-Foreclosures
58

24 active foreclosure listings in Oneonta, NY.

Browse all Otsego County foreclosures →
❓ Frequently Asked Questions
This is a bank-owned (REO) property. The lender has repossessed it after the foreclosure process completed. REO properties are sold as-is but typically allow conventional financing and interior inspections before closing.
Click "View full listing & bid" above to access complete auction details, contact information, and bidding tools through our foreclosure.com partner. You can also work with a licensed real estate attorney or broker familiar with Otsego County foreclosures for additional guidance on the purchase process.
There are currently 24 active foreclosure listings in Oneonta, NY. Land.net updates foreclosure data daily across all 50 states.
Before buying any foreclosure, research: (1) title history and any liens that may survive the sale, (2) property condition — most foreclosures sell as-is with no repairs, (3) delinquent property taxes which are a senior lien, (4) HOA fees and any delinquent assessments, (5) flood zone status using FEMA maps, and (6) occupancy status — eviction may be required if the property is occupied.
🌊 Flood Zone · FEMA NFHL

Check the official FEMA flood map for this property's flood zone designation and risk level.

Check FEMA Flood Map →
🏦 Mortgage estimate
Est. monthly payment (P&I + tax + insurance)
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📍 Location Map · Oneonta, NY Open in Google Maps →
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🏘️ Neighborhood Profile · ZIP 13820 · U.S. Census ACS
Population
22,500
Median Age
31.7 yrs
Households
7,867
Median Household Income
$65,483
Median Home Value
$166,600
Median Rent
$985/mo
Owner-Occupied
63% of homes
Vacancy Rate
18% of units
Unemployment Rate
4.5%

~21% of residents hold a bachelor’s degree or higher.

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2022)
🏫 Schools · NCES 2024–25
Schools in ZIP 13820
🏫 Elementary
GREATER PLAINS ELEMENTARY SCHOOL
Grades K–5·ONEONTA ZIP 13820
RIVERSIDE ELEMENTARY SCHOOL
Grades K–5·ONEONTA ZIP 13820
VALLEYVIEW ELEMENTARY SCHOOL
Grades K–5·ONEONTA ZIP 13820
🏫 Middle
ONEONTA MIDDLE SCHOOL
Grades 6–8·ONEONTA ZIP 13820
🎓 High
ONEONTA SENIOR HIGH SCHOOL
Grades 9–12·ONEONTA ZIP 13820

Source: NCES CCD 2024–25 · nces.ed.gov

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